Lending Tools for Individuals and Businesses
Loans
Consumer
Waldo State Bank offers various types of consumer loans including auto loans, home equity loans, personal loans, and consolidation loans, all at competitive interest rates. Our Loan Officers are here to assist you with your lending needs.
Loans
Commercial
Waldo State Bank offers a variety of commercial lending tools to help finance all areas of your business:
- Term loans to purchase inventory, vehicles, or equipment.
- Real Estate loans to purchase or refinance.
- Operating Lines of Credit.
- Letters of Credit.
- Credit Cards.
- SBA guaranteed loans.
Loans
Real Estate
Waldo State Bank has loans available to purchase, build, or refinance your dream house, vacation home, recreational property, or rental property. Fixed rates, Balloon and Adjustable Rate Mortgages (ARMs) are available at competitive rates with low closing costs. Free prequalification to help you select the right mortgage for your needs. Knowledgeable local decision making lenders to assist you.
Loans
Agriculture
At Waldo State Bank we offer a variety of agriculture loans including operating lines of credit, machinery and equipment, agriculture real estate loans, and FSA guaranteed loan programs.
