A minimum deposit of $750.00 is required to open a NOW account.
You must maintain a $750.00 balance in the account each day to avoid a monthly maintenance fee of $5.00.
You may make unlimited transactions.
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Interest will be compounded and credited to your account each month at statement cycle. If you close your account before interest is credited, you will forfeit the interest accrued to that day.
Interest begins to accrue on the business day you deposit noncash items (checks, for example).
Interest will be compounded and credited monthly. Interest rates and annual percentage yields can change at our discretion.
Contact Waldo State Bank for current rates.
Eligible for a debit card that will earn you rewards points to redeem on travel or merchandise. Standard credit qualifications apply.
Available for consumer accounts only.
Contact Waldo State Bank to find out more about our personal and business banking opportunities!